--- title: Insuring Your Home Rentals description: Explore insurance options for your rental home, whether occasional or long-term. Understand homeowners insurance and dwelling fire insurance for top coverage. image: https://www.finlan.com/hubfs/insuring%20home%20rentals.png --- [Go Back Up](https://www.finlan.com/blog/insuring-your-home-rentals#top) [Skip to Content](https://www.finlan.com/blog/insuring-your-home-rentals#body) **Get a Quote  |**  Request Service  |  Phone: (734) 453-6000      [GET A QUOTE](https://www.finlan.com/quote)          **[REQUEST SERVICE](https://www.finlan.com/request-service)**        [PHONE: (734) 453-6000](tel:734-453-6000)       [![Finlan 100 Years Logo](https://www.finlan.com/hs-fs/hubfs/finlan_110_year_anniversary_logo.png?width=350&height=120&name=finlan_110_year_anniversary_logo.png "Finlan 100 Years Logo")](https://www.finlan.com) Toggle Menu - COVERAGES Toggle children for COVERAGES Main Menu (Press to Return) \> COVERAGES - [Personal](https://www.finlan.com/personal-insurance) Toggle children for Personal COVERAGES (Press to Return) \> Personal - [Get a Quote](https://www.finlan.com/personal-quote) - [Home](https://www.finlan.com/personal-coverages-home) - [Auto](https://www.finlan.com/personal-coverages-auto) - [Health](https://www.finlan.com/personal-coverages-health) - [Umbrella](https://www.finlan.com/personal-coverages-umbrella) - [Flood](https://www.finlan.com/personal-coverages-flood) - [Watercraft](https://www.finlan.com/personal-coverages-watercraft) - [Pet](https://www.finlan.com/personal-coverages-pet) - [Scheduled Property](https://www.finlan.com/personal-coverages-scheduled-property) - [Travel](https://bcbsglobalsolutions.com/individuals-and-families/international-medical-insurance/?header=y&link_id=151650&personalized=y) - [Commercial](https://www.finlan.com/commercial-insurance) Toggle children for Commercial COVERAGES (Press to Return) \> Commercial - [Get a Quote](https://www.finlan.com/commercial-quote) - [Essential Coverage](https://www.finlan.com/commercial-coverages-standard-coverage) - [Property](https://www.finlan.com/commercial-coverages-property) - [Product](https://www.finlan.com/commercial-coverages-product) - [Auto](https://www.finlan.com/commercial-coverages-auto) - [Health](https://www.finlan.com/commercial-coverages-health) - [Umbrella](https://www.finlan.com/commercial-coverages-umbrella) - [Specialty Coverage](https://www.finlan.com/commercial-coverages-specialty-coverage) - [Life](https://www.finlan.com/life-insurance) Toggle children for Life COVERAGES (Press to Return) \> Life - [Get a Quote](https://www.finlan.com/life-quote) - [Term Life](https://www.finlan.com/life-coverages-term-life) - [Whole Life](https://www.finlan.com/life-coverages-whole-life) - [Universal Life](https://www.finlan.com/life-coverages-universal-life) - [Annuities](https://www.finlan.com/life-coverages-annuities) - [FAQs](https://www.finlan.com/faqs) - [STAFF](https://www.finlan.com/staff) - WHY FINLAN Toggle children for WHY FINLAN Main Menu (Press to Return) \> WHY FINLAN - [About Finlan](https://www.finlan.com/about-finlan-insurance) - [History](https://www.finlan.com/history) - [Employment Opportunities](https://www.finlan.com/employment-opportunities) - [Blog](https://www.finlan.com/blog) - [Refer a Friend](https://www.finlan.com/refer-a-friend) - [CONTACT US](https://www.finlan.com/contact-us) - [OUR PARTNERS](https://www.finlan.com/our-partners) [back to blog](https://www.finlan.com/blog) # Insuring Your Home Rentals [Personal](https://www.finlan.com/blog/topic/personal) ![](https://www.finlan.com/hubfs/insuring%20home%20rentals.png) Share article [mailto:?subject=Insuring%20Your%20Home%20Rentals&body=https%3A%2F%2Fwww.finlan.com%2Fblog%2Finsuring-your-home-rentals](mailto:?subject=Insuring%20Your%20Home%20Rentals&body=https%3A%2F%2Fwww.finlan.com%2Fblog%2Finsuring-your-home-rentals) When it comes to insuring a home that you rent out, there are many factors that will determine the best way to ensure your home. Below are the two most common ways to ensure your rental home. **Homeowners Insurance**: If you're renting out your home on an occasional basis, you may be able to maintain your existing homeowner’s insurance policy. However, it's essential to review your policy carefully and discuss your rental plans with your insurance provider to ensure that you have adequate coverage. Endorsements may need to be added to ensure proper coverage. **Dwelling Fire Insurance**: Dwelling Fire Insurance is specifically designed to protect rental properties and typically provides coverage for property damage, liability protection, and loss of rental income. If you plan on renting out your home regularly or for an extended period, a dwelling fire policy may be the most appropriate option. If you plan on renting your home, whether it be for a day or a year, it’s important to review with your agent to make sure you have the correct coverage. You can reach your agent today by calling 734-453-6000 or submitting an online request! ### Make sure your rental property has the proper coverage. [Let's Talk](https://www.finlan.com/request-service) ![](https://www.finlan.com/hubfs/linkedin_profile_photo.jpg) [mailto:](mailto:) ###### Finlan Insurance You May Like These ## Related Articles ![](https://www.finlan.com/hs-fs/hubfs/home%20insurance%20faqs.png?width=700&name=home%20insurance%20faqs.png) ### [Home Insurance FAQs](https://www.finlan.com/blog/home-insurance-faqs) ![](https://www.finlan.com/hs-fs/hubfs/Michigan%20Homeowners%20Insurance.png?width=700&name=Michigan%20Homeowners%20Insurance.png) ### [Why Is Homeowners Insurance Going Up in Michigan? 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