--- title: What is a Wind/Hail Deductible? description: Learn about wind/hail deductibles, their impact on your home insurance, and why reviewing your policy at renewal is crucial. 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[Personal](https://www.finlan.com/blog/topic/personal) ![](https://www.finlan.com/hubfs/wind%20hail%20damage.png) Share article [mailto:?subject=What%20is%20a%20Wind%2FHail%20Deductible%3F&body=https%3A%2F%2Fwww.finlan.com%2Fblog%2Fwhat-is-a-wind-hail-deductible](mailto:?subject=What%20is%20a%20Wind%2FHail%20Deductible%3F&body=https%3A%2F%2Fwww.finlan.com%2Fblog%2Fwhat-is-a-wind-hail-deductible) With an increase in catastrophic storms across the country, you may discuss the possibility of having a wind/hail deductible with your agent. Keep reading to review what a wind/hail deductible is and how it can affect you in the event of a claim. **What is a Wind/Hail Deductible?** - A separate deductible that applies to home losses caused by wind, hail, tornadoes or other similar events. **What is the deductible limit?** - Percentage deductible, usually between 1-5% of your coverage A - Example: COV A $350,000 with a wind hail deductible of 1% - The deductible in this scenario is $3,500 **Why is it important to review my policy home policy at renewal?** - Many carriers are beginning to add wind/hail deductibles to their home policies. - The Coverage A limit can change upon renewal, thus changing the deductible amount as well. Give Finlan a call at 734-453-6000 to speak to your agent to review your wind/hail deductible amount today! ### Questions about Wind/Hail coverage? 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