Personal Coverages | Auto
Auto Insurance Built for Michigan Roads
As a No-Fault state, Michigan law requires every registered driver to carry a basic auto insurance policy. But that doesn’t mean one size fits all. Finlan's local agents understand Michigan’s unique requirements and work with you to build a policy that fits your life, vehicle, and budget. Whether you’re getting insured for the first time or looking to find more value than your current policy provides, we’re ready to help you drive forward with confidence.
Standard Auto Insurance
A personalized auto policy should do more than meet state minimums, it should give you peace of mind every time you hit the road. From liability and collision to uninsured motorist protection and medical coverage, we’ll help you understand your options and build a plan that covers what matters most.
High-Value Auto Insurance
Luxury, exotic, and custom vehicles deserve more than basic coverage. Standard policies may only reimburse actual cash value, leaving you with a loss if your high-value car is damaged or totaled. With a high-value auto policy, you’ll get agreed or guaranteed value coverage that reflects your vehicle’s real worth. Let’s make sure your investment is protected without compromise.
Classic & Collectible Car Insurance
In Michigan, classic cars are more than a hobby, they’re part of our culture. Whether you’re restoring a muscle car or showing off your vintage beauty, we’ll help you find collectible auto coverage that honors your car’s history and your hard work. Specialized protection ensures your ride stays road-ready for years to come.
Recreational Vehicle Insurance
ATVs, RVs, campers, snowmobiles, your adventure vehicles deserve coverage that matches your lifestyle. While some may fall under your auto policy, dedicated recreational vehicle insurance can offer more tailored protection and may even help manage your overall premiums. We’ll help you find affordable, smart coverage so you can enjoy every season without worry.
Why Choose Finlan for Auto Insurance?
At Finlan Insurance, we know the roads, laws, and lifestyle here in Michigan, because we live it too. As an independent agency, we offer access to a variety of carriers and policy types, helping you compare options and choose what truly fits.
