Scheduled Property Insurance For Your Most Valuable Possessions

Coverage can be customized, but often includes protection for:

• Jewelry and watches: Engagement rings, wedding bands, and luxury timepieces deserve coverage that goes beyond your standard policy. Scheduled coverage ensures they’re protected against theft, loss, or damage.
• Fine art and antiques: Paintings, sculptures, or heirloom furniture can carry significant financial and emotional value. Scheduled coverage helps you repair or replace them if they’re damaged or destroyed.
• Collectibles: From rare coins and stamps to vintage wine collections, specialized coverage keeps your investments safe from unexpected loss.
• Musical instruments: Whether for professional use or personal passion, scheduled coverage protects instruments against theft, damage, or accidents.
• Electronics and equipment: High-end cameras, drones, or sound systems often exceed normal policy limits. Scheduling them ensures they’re fully covered.
• Furs or designer items: Luxury clothing and accessories are high-value assets that need specific protection beyond general coverage.
• Sports and hobby equipment: Expensive gear like golf clubs, skis, or bicycles can be covered individually, so you’re not left paying out of pocket after an accident or theft.

Standard policies often set low limits on high-value items, leaving you vulnerable to big losses if something is stolen, misplaced, or damaged. With scheduled property insurance, you get coverage tailored to the actual value of your belongings, so you’re not left guessing or underinsured. This ensures peace of mind knowing your most meaningful possessions are properly protected.