While home insurance provides a safety net, it's essential to understand that not all scenarios are covered. Exclusions exist within policies, and being aware of them can prevent unpleasant surprises when filing a claim. Let's delve into some common exclusions you should know about:
- Flood
- Earth Movement
- Mold
- Vandalism to vacant dwellings
- Wear and tear
- Property damage caused by pets
- Enforcement of building codes and similar laws
- Intentional acts
- Neglect
- Government acts
These are the most common exclusions on a homeowner’s policy. Additional exclusions may be present in your policy, therefore, contact your agent at 734-456-6000 or submit a request to review your home coverage today!
