Protecting the Places and Property That Power Your Business

If you own or rent your building, commercial property insurance protects against losses caused by events named in your policy, such as fire, theft, or storms. Coverage can extend to your inventory, machines, equipment, and even the building itself. While not legally required, most lenders insist on property coverage before approving financing. It’s a smart way to keep your business prepared for the unexpected.

Construction and renovation projects come with risk, from materials in transport to the structure in progress. Builders risk insurance helps cover damages that occur during construction, whether from weather events, theft, or accidents. It’s designed to protect your investment while you build or remodel, so you don’t take on unnecessary financial burden mid-project.

If you own or manage multi-unit rental properties, a dwellings policy for 5 or more tenants helps protect your investment. This type of coverage can provide financial support for lost rental income, medical payments if someone is injured on the property, and repair costs for interior damage. For landlords and property managers, it’s an essential layer of protection that ensures your business stays financially stable even when the unexpected happens.

A business property isn’t just a building, it’s the foundation of your livelihood. Without the right insurance, a single disaster could leave you covering thousands in repairs or lost income on your own. Property coverage gives you the confidence to keep your doors open, no matter what life throws your way.