Designed for business vehicles like limousines, vans, and utility trucks, commercial auto insurance goes beyond personal auto policies. It provides protection for bodily injury, property damage, collision repair, and more. Just like you wouldn’t drive your personal car without insurance, your business vehicles need coverage that accounts for their higher risk and heavier use.

Not every business vehicle is one you own. Sometimes employees use rental cars, leased vehicles, or even their own personal cars for work. Hired and non-owned liability coverage protects your business in these situations, covering accidents that occur in vehicles not titled to your company. While it doesn’t extend to your team’s daily commutes, it’s an important safeguard when staff use outside vehicles for business purposes.

If your business involves transporting goods, trucking liability coverage is a must. This policy protects against accidents and injuries that can happen while loading, unloading, or driving trucks that handle cargo. Coverage typically applies to one to five units and is required by state and federal agencies, with annual filings to prove compliance. With our experience and guidance, we’ll help you secure the right policy and manage the paperwork that comes with it.

Vehicles are some of the most visible and valuable parts of your business. Without the right protection, an accident on the road could lead to major expenses, legal claims, and downtime for your operations. Commercial auto insurance helps ensure your drivers, your vehicles, and your business are covered no matter where the road takes you.